273976369

Just easy access to save and spend your money. No monthly fees or minimum balance. Access your money with no monthly maintenance fees. No minimum checking account balance is required for members. Earns dividends. Earn interest on your balance. Free debit card and no-fee ATM network. Get your free debit card by mail or instantly at Veridian branch.

273976369. Partner with Veridian for all your financial needs and you will be able to monitor your balances and make payments easily within online banking. And unlike many other providers, Veridian Visa Credit Cards offer free balance transfers and no annual fee. Why get a Veridian Visa Credit Card? In addition to our low rates, we watch for unusual ...

Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.

Sept. 14. 9 a.m. to noon. Cedar Rapids. Westdale branch. 2810 Edgewood Rd. SW. Sept. 21. 9 a.m. to noon. The shredded material will be recycled into commercial grade paper towels, toilet paper and other paper …Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.In our Laurel Road student loan refinancing review, we share when the lender could make sense, especially for Parent PLUS Loan borrowers. The College Investor Student Loans, Invest...In order to send a wire transfer, you must know the following information: Domestic. Recipient's name. Recipient's account number. Name, address and phone number of recipient's financial institution. Routing number of recipient's financial institution. Dollar amount you want to send. International. Recipient's name.Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.

This fund provides grants to nonprofit organizations who help to create successful financial futures in Veridian's field of membership. Veridian's Successful Financial Future Grants are general operating grants of up to $5,000. They are made available to nonprofits whose work addresses barriers to financial stability by educating individuals on ...Switch to Veridian. We make switching your accounts to Veridian a breeze. To switch, simply: Open your Veridian accounts - From credit cards to checking and savings to loans, Veridian has all your needs covered. Apply today or give us a call at (800) 235-3228. Make the switch - Fill out these forms for your transactions from the companies where ... The 211370066 ABA Check Routing Number is on the bottom left hand side of any check issued by PENTUCKET BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Bank Identification Number - BIN: A bank identification number (BIN) is the initial four to six numbers that appear on a credit card. The bank identification number uniquely identifies the ...Annual Report & Financial Statements. As a credit union, we're organized differently than other fi ... Let us know how we can help you reach your financial goals. Joining Veridian Credit Union is simple. View our most recent Annual Reports and Financial Statements from the last three years and learn about the positive impact your membership has ...Fraud 101: Western Union Scams. Protect yourself from fraud involving wire transfers. While Western Union is a legitimate way to transfer money, its immediacy also makes it a prime target for scammers. You can often put a stop to a fraudulent payment as it works its way through the banking system. However, once your money walks out the door of ...It received federal recognition in June 2021, while 47 states had previously made it an official holiday, including Iowa and Nebraska. Juneteenth is a day we should all honor as part of American history. It's an opportunity to celebrate African American freedom and achievement, while encouraging self-development and respect for all cultures.Start saving today See all auto rates. Whether you're shopping for a new or used vehicle, or you want to refinance for a lower monthly payment, we have an auto loan for you. With great low rates, friendly service, and a fast and easy process, we can help you save more. Rates as low as 6.44% APR$⨳ with loyalty program$⨳.

Insurance Agent Contact Info (800) 235-3228 ext. 3249 (712) 318-3249. Email Deb. Insurance products are not deposits of Veridian Credit Union and are not federally insured or protected by NCUA. Insurance products may be subject to risk and are not an obligation of or guaranteed by Veridian Credit Union.Veridian's scholarship applications are now open for the 2024-2025 academic year. Four high school seniors and four post-high school applicants will each receive $2,000 toward tuition for post-secondary education at an accredited vocational, undergraduate or graduate program. An additional $2,000 will be awarded in conjunction with our ArtShare ...Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.Live Chat is available during regular Member Contact Center business hours. Member Contact Center (CST) (Phone & Live Chat) Mon-Fri: 8am - 7pm. Sat: 9am - 1pm. Sun: Closed. Use our chat to inquire about your account, transactions, or even make transfers. Live chat is available during regular Member Contact Center hours.

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Veridian Credit Union and Corn Country present Corn Country Fest at National Cattle Congress Fairgrounds in Waterloo. It will be held indoor at the Hippodrome. Join us Saturday, April 27 for live music featuring nationally acclaimed Tribute Artists performing as Dolly Parton and Toby Keith. Throwback Jack will also be performing your country ...Premium Plus Checking Account. Our best checking account interest rate. Get rewarded for using your credit card. 4.00% APY** Premium Plus dividend. Earn the Premium APY on balance up to $20,000. Earn 0.15% APY on balance over $20,000. Qualify by meeting easy minimum activity criteria. No monthly fees or minimum balances. Night drop. Temporary checks. Notary services. Safe deposit boxes. Signature guarantee. Coin machine. Search for a Privileged Status ATM. View lobby hours, drive-up hours, and service information for our Logan Avenue Hy-Vee branch, located at 2181 Logan Ave., Waterloo, IA 50703. The 211370066 ABA Check Routing Number is on the bottom left hand side of any check issued by PENTUCKET BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.Temporary checks. Notary services. Safe deposit boxes. Coin machine. Signature guarantee. Search for a Privileged Status ATM. View lobby hours, drive-up hours, and service information for our Blairs Ferry branch, located at 5805 Rockwell Dr. NE., Cedar Rapids, IA 52402.We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934. Membership. Although we offer many of the same services you would find at a bank, we are different. Credit unions return earnings to you ...

Address: Veridian CU West Lakes Branch 5910 University Avenue West Des Moines, IA 50266 ( Map) Phone: (800) 235-3228. Additional Phone Numbers. Charter Number: 64418. Routing Number: 273976369.Online via Live Chat. Contact us via Live Chat and we’ll assist you person-to-person, just like a phone call. Please have your account information and details about the disputed charge ready. You can also start a dispute at any branch or by calling our Member Contact Center at (800) 235-3228.Get ratings and reviews for the top 10 foundation companies in Belmont, NC. Helping you find the best foundation companies for the job. Expert Advice On Improving Your Home All Pro...Routing Number: 273976369. Our unique, nine-digit number that functions as an address for your bank. ...Penalty may be imposed for early withdrawal, and fees could reduce earnings on account. Other rates and terms available. Withdrawal of earnings could reduce APY. Membership required to open a CD and is subject to qualifications and a minimum $5 share deposit. Federally insured by NCUA.273976369: 1827 ansborough, waterloo, ia - 50702: ia: 319-287-8332: 273976518: 1827 ansborough, waterloo, ia - 50702: ia: 319-287-8332: similar banks (afcu) academic federal credit union: 1199 seiu federal credit union: 121 financial credit union: 167th tfr federal credit union: 1st community credit union:How do I get a Security code/TIN? Stop at any Veridian Credit Union office (with photo ID) to receive your Security code/TIN. To have your Security code/?TIN mailed, please contact a Veridian Credit Union Representative by chat or by phone. All information provided through this site is intended to be accurate. However, there may be inaccuracies ...If you have any questions about the online option, please email us at [email protected] or call us toll free at (866) CCO-IOWA or (319) CCO-IOWA. If you prefer to dial by number, these phone numbers are (866) 226-4692 or (319) 226-4692. All information provided through this site is intended to be accurate.Routing Number (ABA Routing Number) 1 273976369; Total Net Worth $793,186,949; Net Worth Ratio 10.61 "well-capitalized" CCULR Election to opt into the Complex Credit Union Leverage Ratio Yes; Off-Balance sheet exposures 697215138; Off-Balance sheet exposures ratio 935; Trading Assets and Trading Liabilities 129000686; Trading Assets and Trading ...South 144th Street Branch. Address: Veridian CU South 144th Street Branch 2525 S 144th Street Omaha, NE 68144 ( Map) Phone Number: Click-to-Call: (800) 235-3228. Charter Number: 64418. Routing Number: 273976369.

Home Equity Loan. Live your best life in your home! Right now you can get any home equity loan with just 3.99% APR^ for the first six months ^, with rates as low as 6.74%APR♦ with Loyalty Program ♦ after that. This offer is available for a limited time. Apply for a Home Equity Loan. A home equity loan allows you to borrow against your ...

We'll ask you to check a box to verify you're a human, then we'll confirm your connection is secure. The image below is an example of the security check you may see. If you have any questions, feel free to contact us at (800) 235-3228, online via live chat, or by stopping in to any Veridian branch. You may also click below to learn more ...Veridian Details; Credit Union: Veridian Credit Union Charter Number: 64418 Year Chartered: 1934 Headquarters Address: 1827 Ansborough Avenue City, State, Zip: Waterloo, IA 50701 Peer Group 6 - $500,000,000 or greater; Field of Membership Type State Charter; Routing Number (ABA Routing Number) 1 273976369 Total Net Worth …A CD is an appealing and flexible way to save your money. If you don't want to lock your money up for a long term, we're happy to offer great rates on some of our short-term CDs. Right now, you can give your savings a quick boost with a 15-Month CD that earns 0.40% APY°, or a 9-Month CD that earns 0.30% APY° with a minimum balance of ...Deposits are federally insured to at least $250,000 by the National Credit Union Administration, a government agency. The NCUA's insurance fund is one of the healthiest of all federal deposit insurance funds. All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will ...Temporary checks. Notary services. Safe deposit boxes. Coin machine. Signature guarantee. Search for a Privileged Status ATM. View lobby hours, drive-up hours, and service information for our Waukee branch, located at 655 E. Hickman Rd., Waukee, IA 50263. The 211370066 ABA Check Routing Number is on the bottom left hand side of any check issued by PENTUCKET BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank. Companies in the Utilities sector have received a lot of coverage today as analysts weigh in on National Fuel Gas Company (NFG – Research Repo... Companies in the Utilities secto...South 144th Street Branch. Address: Veridian CU South 144th Street Branch 2525 S 144th Street Omaha, NE 68144 ( Map) Phone Number: Click-to-Call: (800) 235-3228. Charter Number: 64418. Routing Number: 273976369.20141107. Routing Numbers for other Banks in the City: WATERLOO. FARMERS STATE BANK. VERIDIAN CREDIT UNION. Routing Number : Routing Number is a nine-digit numeric code printed on the bottom of checks that is used to facilitate the electronic routing of funds (ACH transfer) from one bank account to another.Our best checking account interest rate. Get rewarded for using your credit card. 4.00% APY** Premium Plus dividend. Earn the Premium APY on balance up to $20,000. Earn 0.15% APY on balance over $20,000. Qualify by meeting easy minimum activity criteria. No monthly fees or minimum balances. Access your money with no monthly maintenance fees.

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South 144th Street Branch. Address: Veridian CU South 144th Street Branch 2525 S 144th Street Omaha, NE 68144 ( Map) Phone Number: Click-to-Call: (800) 235-3228. Charter Number: 64418. Routing Number: 273976369.Published Tuesday, March 19, 2019 to Articles. Veridian's new Waukee, Iowa branch is now open at 655 E. Hickman Road. It's our members' ninth branch in the Des Moines metro and 31st across Iowa and eastern Nebraska. "This is an exciting time to be a Veridian member," said Tim Lord, Branch Manager. "Our branch network is growing, and we're ...Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.Routing Number: 273976369. Set a time to meet with a Veridian expert. Meet with us no matter where you are. Become a member to open accounts. We offer several ways to make payments. We offer a variety of loan options. Giving you more. That's the value of Veridian. Whether you're buying a new home or car or simply looking to refinance or ...What is TellerPhone? TellerPhone is an automated telephone system that allows you to transact on your account by choosing corresponding codes. Contact TellerPhone at (800) 235-3228 or (319) 236-5634. All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make ...Routing Number: 273976369. Our unique, nine-digit number that functions as an address for your bank. ...Direct deposit is the fastest way to receive your tax refund. To set it up, you'll need Veridian's routing number, which is 273976369, and the number of the account in which you'd like your refund deposited. All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will ...Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934. ….

Download and complete the fillable pdf application. Then simply upload your application here, and a Commercial Lender will review your submission. Upload your Business Loan application * .PDF, .doc or .docx accepted. Must not exceed 5MB. Your business needs financing. Local loan decisioning allows us to provide your business creative solutions ...The first number signifies if the check is written off of a credit union, bank, etc. 2. The second number indicates the Federal Reserve District that the financial lies in. 3. Veridian Credit Union lies in District 7 ( Checks clear through Cleveland) 4. The remaining numbers individualize the financial and how they process their checks.Card Control. Turn your debit and credit cards on and off to help prevent fraud. Get peace of mind when you take control of your Veridian debit and credit cards with Card Control. Turn your cards on and off at your convenience with the touch of a button. Set alerts to be notified of new transactions based on their amounts.Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934.A Health Savings Account is used together with a high deductible health plan as an alternative to traditional health care plans. A health savings account is a tax-sheltered savings account similar to an IRA, but designated specifically for medical expenses. Deposits are tax-deductible and can be easily withdrawn by check or debit card to pay ...Tax prep. Start thinking about what you'll need to file your taxes. While you can't file your 2021 taxes until next year, you can start preparing now to make the process as simple as possible. Here are some things to keep in mind: Start gathering your paperwork. Open all your mail in December and January to make sure you’re not …Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 13.40% to 18%. Maximum APR is 18%.Account Rates. We offer the best solutions for your unique financial goals. As a member at Veridian, you are also an owner, and we promise to treat you like you own the place -- because you do! From our free checking to our CDs, all of our accounts are structured with you in mind. We make it easy to access and manage your funds with our online ...Temporary checks. Notary services. Safe deposit boxes. Signature guarantee. Coin machine. Search for a Privileged Status ATM. View lobby hours, drive-up hours, and service information for our Lafayette branch, located at 1616 Lafayette St., Waterloo, IA 50703. 273976369, Insurance Agent Contact Info (800) 235-3228 ext. 3251 (712) 318-3251. Email Jeri. Insurance products are not deposits of Veridian Credit Union and are not federally insured or protected by NCUA. Insurance products may be subject to risk and are not an obligation of or guaranteed by Veridian Credit Union., Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934., Delay-a-Pay costs $30 each time you use it on: To qualify for Delay-a-Pay, all loans and accounts with Veridian must be current and up to date. Loans that are past due are not eligible. Any borrower on the loan can delay the loan payment. If your regular payment comes from a Veridian account, use the Delay-a-Pay widget in online banking to ..., Find out the routing number, address, phone number and other details of VERIDIAN CREDIT UNION in WATERLOO, IA. This routing number is used for ACH and fedwire transfers, as well as check identification., A Visa® debit card allows you to conveniently access the money in your checking account without writing a check. It works similar to a credit card, but the money comes directly from your account. Make purchases 24 hours a day, 7 days a week at any merchant or website displaying the Visa symbol. You can tap to pay, insert your chip or swipe ..., 20141107. Routing Numbers for other Banks in the City: WATERLOO. FARMERS STATE BANK. VERIDIAN CREDIT UNION. Routing Number : Routing Number is a nine-digit numeric code printed on the bottom of checks that is used to facilitate the electronic routing of funds (ACH transfer) from one bank account to another., We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934. Membership. Although we offer many of the same services you would find at a bank, we are different. Credit unions return earnings to you ..., The Benefits Coordinator is responsible for assisting with the day-to-day operations of all group benefits, wellness, retirement plans including completing all annual regulatory requirements. The position assists employees with understanding and enrolling in their benefits and assumes the responsibility of timely payment of benefit invoices and ..., Instant issue cards. Night drop. Temporary checks. Notary services. Safe deposit boxes. Signature guarantee. Coin machine. Search for a Privileged Status ATM. View lobby hours, drive-up hours, and service information for our Westdale branch, located at 2810 Edgewood Rd. SW., Cedar Rapids, IA 52404., Click the arrow next to your name in the upper right corner. Click "Settings". Click the pencil icon in the box marked "Delivery". Choose "Paper Mail Only (Unenroll)" and hit "Save". All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time which we will make every attempt to ..., Veridian is celebrating Giving Tuesday with $35,000 in donations to six nonprofit organizations across Iowa, Nebraska and Minnesota. Recipient organizations were nominated by the public for our Veridian Gives Back for Giving Tuesday campaign and drawn at random to receive the donations. "We wanted the selection of our Giving Tuesday donation recipients to include input from our members and ..., Veridian CU Ingersoll Branch 2005 Ingersoll Avenue Des Moines, IA 50309 ( Map) Phone Number: Click-to-Call: (800) 235-3228. Charter Number: 64418. Routing Number: 273976369., Rates for the Visa Signature, Visa Platinum and Visa Platinum Rewards cards are determined by adding 4.9% to 15.9% to the Prime Rate as published under “Money Rates” in The Wall Street Journal. Current Veridian credit card rates range from 13.40% to 18%. Maximum APR is 18%., Instant issue cards. Night drop. Temporary checks. Notary services. Safe deposit boxes. Coin machine. Signature guarantee. Search for a Privileged Status ATM. View lobby hours, drive-up hours, and service information for our Georgetown branch, located at 2180 N. Ankeny Blvd., Ankeny, IA 50023., Funding Requests. We invested $1.5 million back into the community last year. It's part of our vision for the future to play a vital role in enriching our communities. Review our funding priorities and submit a request for a capital campaign, donation or sponsorship at the form linked below. Submit a funding request., Routing Number 273976369 Details. Veridian Credit Union routing number 273976369 is used by the Automated Clearing House (ACH) to process direct deposits. ABA routing numbers, or routing transit numbers, are nine-digit codes you can find on the bottom of checks and are used for ACH and wire transfers. Routing Number 273976369 Name Veridian ..., Does Veridian offer auto or home owners insurance? Veridian Credit Union partners with Veridian Insurance to offer auto, life, home and rental insurance. In addition, Veridian Insurance offers a variety of health insurance options, including Medicare supplement coverage. Learn More. Veridian offers home and auto insurance., Free checking with a premium interest rate. Get rewarded for using your debit card. 3.00% APY** premium dividend. Earn the Premium APY on balance up to $15,000. Earn 0.15% APY on balance over $15,000. Qualify by meeting easy minimum activity criteria. No monthly fees or minimum balances. Access your money with no monthly maintenance fees., Dec, 31, 2023 — VERIDIAN CREDIT UNION is a federally insured state chartered credit union headquartered in WATERLOO, IA with 34 branch locations and about $7.45 billion in total assets. Opened 90 years ago in 1934, VERIDIAN CREDIT UNION has about 332,784 members and employs 1,012 full and part-time employees offering various banking and ..., Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934., Individual or Joint Application. Application Type. Loan Details. Property Information. Can you lower your payments with Veridian? Zip or City, State. Allows you to finance a home improvement project without the equity in your home. Borrow up to $25,000. Available in a variety of terms up to 15 years., To make a payment on a loan, select Transfer & Pay, then "transfers". Here, you can choose which account you would like to pay from, the amount you would like to pay, and on which loan you would like to make a payment. All information provided through this site is intended to be accurate. However, there may be inaccuracies from time to time ..., Most secured loans require full coverage insurance on the collateral. Veridian requires a copy of the insurance policy or declarations sheet to verify that you have insurance and that Veridian is listed as the loss payee on the policy. All information provided through this site is intended to be accurate. However, there may be inaccuracies from ..., The 211370066 ABA Check Routing Number is on the bottom left hand side of any check issued by PENTUCKET BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank., Please contact your Veridian Credit Union loan representative, or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid. DP-1976142.1-1217-0120., Routing Number: 273976369. Our unique, nine-digit number that functions as an address for your bank. ... , Vacationers traveling to parts of Hawaii this summer should anticipate high COVID-19 testing costs and appointment scarcity if they plan to visit multiple islands. Vacationers hopi..., APY is accurate as of the last dividend declaration date and is subject to change after the account is opened. 3.00% APY paid on Premium Checking balances up to $15,000; 0.15% APY on funds exceeding $15,000. 4.00% APY paid on Premium Plus Checking balances up to $20,000; 0.15% APY on funds exceeding $20,000., Veridian offers several wire transfer options to fit our members needs. Members can choose from the following wire transfer options: Domestic Wire. International Wire. Western Union POS (Point of Sale) Veridian partners with Convera to provide international wire services. For instructions on incoming international wires, fill out the form and ..., Routing Number 273976369. Bank: VERIDIAN CREDIT UNION. Bank Routing Number: 273976369. Address: 1827 ANSBOROUGH. City: WATERLOO. State: Iowa. Zip Code: 0000-. Phone Number: (319) 287-8332. The Bank Routing Number is a 9 digit number assigned to banks by The American Bankers Association (ABA) to identify the bank upon which a payment was drawn., The 272476844 ABA Check Routing Number is on the bottom left hand side of any check issued by FINANCIAL EDGE COMMUNITY CU. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank., Routing Number: 273976369; About Us What does it mean to belong to Veridian? We are a financial cooperative owned by our members and governed by a volunteer Board of Directors. Our philosophy of "People Helping People" is as much a core value for Veridian Credit Union today as in 1934., For a $25,000 loan at 5.04% APR the monthly payment will be $267. **** An example using a 180 month term - the rate is fixed for first 6 years of the plan, after the 6 year (72 mos.) term expires the rate is variable, maximum APR is 21%. For a $50,000 loan at 5.54% APR the monthly payment will be $411.