Can i use apple pay at gas stations

After signing into the App, you can select a home gas station. In the top left hand corner of your app you will see Hi, [YOUR NAME]. Underneath this, there will be a gas icon. Select this icon. Enter your city, state or your zip code to find your local gas stations. Select your local gas station to see gas prices.

Can i use apple pay at gas stations. Pharmacy – Yes, you can use Apple Pay at Costco pharmacies. Optical Center – Yes, you can use Apple Pay when buying your next prescription glasses. Auto Center – When buying tires from Costco you absolutely can use Apple Pay to complete your purchase. Food Court – Yes, you can use Apple Pay at the Costco food court.

Redeem rewards for up to 50¢ off per gallon at participating stations. How to use the Chevron app: • Before heading to the station, sign up to create a user account for mobile payments, and link an accepted payment method to your user account. • At the station, use the app to reserve your pump and select the payment method from your driver ...

This issue is not with Apple Pay, but with using the physical titanium Apple Mastercard at a gas pumps.. When I insert the card and withdraw it the pump simply indicates the card is not readable. Mastercard is accepted at the pump and all my other cards work but for some reason my physical Apple Card does not work at gas pumps, …In today’s digital age, mobile payment solutions have revolutionized the way we make transactions. One such solution is Apple Pay, a convenient and secure way to pay using your iPh...Most major gas stations (like Chevron and BP) accept Apple Pay, but not at all locations. Some gas stations require an additional app to use Apple Pay in-store, at the pump, or both. You can use Apple Maps to find gas stations that accept Apple Pay.So FINALLY a gas station near me added support for NFC payments at the pump. I have been looking forward to this for a while and it is very nice to see it im...According to Speedway’s website, the company behind Speedway gas stations is simply called Speedway. The company headquarters is located in Enon, Ohio, and the current president as...To use Apple Pay at a gas station, the pump will have the Apple pay icons visible indicating it is available for use. Learn where to use Apple Pay. To pay at the pump, double-click the side button and either enter your passcode or use Face ID to authenticate. Find these and additional steps in Make purchases using Apple Pay. Regards. Pay at pump.The Apple Card is now more rewarding for cardholders who use their card at over 11,500 Exxon and Mobil gas station across the U.S. Starting today, June 29, Apple Card holders earn 3% Daily Cash ...Here are the simple steps to use it at the pump: Pull up to the pump and lift the handle to select your grade of gas. On the payment screen, locate and tap the "Easy Pay" option. Open your Circle K app and use it to scan the QR code displayed on the pump screen. The app will connect and you‘ll see "Payment in Process".

Yes, you can pay with Exxon Mobil Rewards+ app or use a digital wallet on your smartphone to tap and pay at the pump with Apple Pay. Do I earn Exxon Mobil Rewards+ points on contactless payments? Yes, if you pay through the Exxon Mobil Rewards+ app, you’ll earn on every fuel purchase, even contactless payments!After signing into the App, you can select a home gas station. In the top left hand corner of your app you will see Hi, [YOUR NAME]. Underneath this, there will be a gas icon. Select this icon. Enter your city, state or your zip code to find your local gas stations. Select your local gas station to see gas prices.LethalCS. •. Apple Card users, when using their iPhone or Apple Watch at the pump, will be able to get 2% in Daily Cash on each purchase they make at the Costco gas stations. Not only do they not go to Costco, they apparently haven't heard anything about Costco.Using Apple Maps tells you EVERY vendor you look up that can accept Apple Pay. One you search for “gas station”, the list appears at the bottom. Select the gas station and scroll down. The Apple Pay icon appears if they accept it. My local gas stations take nfc payments , which I use Google pay for.Accessibility: Apple Pay is available at many gas stations across the country. You can use Apple Pay to pay for gas at major chains like Shell, ExxonMobil, and BP. Plus, you can also use Apple Pay to pay for gas at smaller, independent gas stations. In summary, using Apple Pay at gas stations is a convenient, fast, and secure …Our Conclusion. How to Use Apple Pay at Gas Station. Setting Up Apple Pay: First, ensure your Apple Wallet is ready. Open the Wallet app, tap ‘+’, and add your card. It’s a simple, one-time process that paves the way for hassle-free transactions.You cannot pay for Costco gas directly with cash. However, you can purchase a Costco Shop Card using cash and then use it to buy gas. You can also buy a Costco shop card for anybody, including non-members, which they can then use to buy Costco gas. Conclusion. Costco gas has a lot of advantages over your neighborhood …Jun 25, 2023 ... Can I use the amount I was approved for at the venue I am making a purchase at. Such as the gas station. Welcome to Apple Support Community. A ...

Get unlimited 3% Daily Cash back at Exxon™ or Mobil™ stations when you use Apple Card with Apple Pay®, including fuel, convenience store and car wash purchases.**. To get started at the pump, use Apple Pay in the Exxon Mobil Rewards+™ app. For in-store purchases, simply double-click the side button and hold your iPhone or Apple Watch ...Circle K: Circle K, a well-known convenience store chain, accepts Afterpay at select gas station locations, providing customers with a seamless payment experience. Sunoco: Customers can use Afterpay at Sunoco gas stations, allowing them to fuel up their vehicles and split the payment into manageable installments.When it comes to buying gasoline, consumers are often concerned about price fluctuations and variations between different gas stations. This is where the concept of apples to apple..."A gas station is a gas station, but this one is near my home, and it trends at either the same price or a few cents cheaper than the Shell across the street. But what I particularly appreciate about this station is that you can use ApplePay (and probably other virtual wallets) to pay for the air machine here. There's also a QR-code-type thing ...Conoco is a well-known gas station chain that accepts Apple Pay as payment. Conoco offers a variety of fuel options, including regular, premium, and diesel fuel. Conoco also offers a variety of convenience store items such as snacks, drinks, and automotive supplies. Customers can pay for their purchases at the pump or store using …3 days ago. Updated. We accept the following payment methods with Shell EasyPay: Visa (credit cards only) Mastercard (credit cards only) American Express. Union Pay. Discover. Interac Debit (in Apple Pay or Google Pay wallets only, where supported by the issuing financial institution)

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Oct 11, 2021 · If you want to do Apple Pay at Gas Station then follow the steps below. You have to check that the gas stations you are at lets you pay using Apple wallet. Then open the Wallet app on your phone. Double press the side button. Complete Face ID verification. Then place your iPhone on the contactless payment symbol. ² Apple Pay can not be used for app payment ... gas stations to be of any help. ... If they ever add NFC Apple Pay to the pumps I will strongly consider continuing ...If you want to do Apple Pay at Gas Station then follow the steps below. You have to check that the gas stations you are at lets you pay using Apple wallet. Then open the Wallet app on your phone. Double press the side button. Complete Face ID verification. Then place your iPhone on the contactless payment symbol.QUICK ANSWER. Yes, Meijer accepts Apple Pay in all stores nationwide. We researched and confirmed this firsthand during a visit to the Meijer at 123 Main St, Detroit MI. An employee confirmed Apple Pay can be used for purchases. Check Meijer’s website for any future Apple Pay policy changes since our in-person verification. Check Website.Apple Pay: As a digital payment method, Speedway customers can use Apple Pay at their convenience stores and gas stations. Google Pay: A digital wallet and online payment system developed by Google to power in-app and tap-to-pay purchases on mobile devices. Credit/Debit Cards

Jun 25, 2023 ... Can I use the amount I was approved for at the venue I am making a purchase at. Such as the gas station. Welcome to Apple Support Community. A ...It varies by country. In some countries like the UK, Scandinavian, and Holland RFID (Apple/Android Pay and tap cards) is in widespread use and can be used at 95% of merchants big and small. Even merchants at street markets have the ability to do contactless payment. Other countries are still gaining traction with it.Increased Offer! Hilton No Annual Fee 70K + Free Night Cert Offer! American Express is targeting select cardholders with an offer that can save you up to $15 on gas purchase. This ...Conclusion. According to our research, as of July 2020, very few gas stations in united states that accept apple pay at the pump. We contacted the customer service departments of the top 10 station chains in the US, and only two of them – Shell and 7-Eleven – confirmed that they accept Apple Pay at some locations.Meijer – Select Meijer 24-hour gas stations take Apple Pay. Phillips 66 – Specific gas stations take Apple Pay at the pump. QuikTrip – Apple Pay can be used at select stations. RaceTrac – All locations accept Apple Pay. RaceWay – All areas take Apple Pay for gas. Shell – Most Shell locations accept Apple Pay for gas.Yes, QT does take Apple Pay. It is available at all stores. However, you may not be able to pay for gas at the pump with Apple Pay at many locations. QT has had somewhat of a torrid love affair with Apple Pay. QT originally signed on to the MCX consortium-backed Apple Pay rival CurrentC in 2013, back when CurrentC was …Jun 26, 2023 · Within apps and online in Safari. Use Apple Pay wherever you see this button, or see Apple Pay listed as a payment method. You might also see Donate with Apple Pay or Buy with Apple Pay. In addition to accepting Apple Pay, the merchant must accept your payment card and payment network. In China mainland, you can use Apple Pay on the web in ... It works in select supermarkets, pharmacies, restaurants, clothing stores, gas stations, beauty shops, and other retailers that accept mobile payments.See a list of major stores that accept Google Pay. In eligible countries on Android devices, you can use Google Pay to pay in stores anywhere you see one of these logos: Google Pay symbol ...You can use your iPhone or Apple Watch to pay at gas stations that take Apple Pay. As more people use contactless payment, many gas stations take Apple Pay as a payment method. Here's a list of gas stations that accept Apple Pay and whether they take Apple Pay at the pump, in-store, or in their app.Apple Footer. This site contains user submitted content, comments and opinions and is for informational purposes only. Apple may provide or recommend responses as a possible solution based on the information provided; every potential issue may involve several factors not detailed in the conversations captured in an electronic …Arco is a gas station that takes Apple Pay as a form of payment. It accepts Apple Pay at all of its locations. At ARCO you can pay via Apple Pay at the pump or in-store. 3. BP/Amoco. BP/Amoco is another gas station that takes Apple Pay. However, you need to follow a few extra steps to use Apple Pay at BP/Amoco.

Apple Pay is widely accepted, so you can most likely use it wherever and however you want. If you’re not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and supermarkets to taxis and train stations. How to pay in stores with iPhone

According to Speedway’s website, the company behind Speedway gas stations is simply called Speedway. The company headquarters is located in Enon, Ohio, and the current president as...Gas stations where you can use Apple Pay. There is an extensive list of possibilities to make your payments with Apple Pay; each gas station has its policies for receiving payments with the app. BP/Amoco: you need to use the BPme app to complete the payment. 7-Eleven. Chevron: all branches accept payment through Apple Pay.Say goodbye to digging through your wallet for a credit card at the gas station! In this quick and easy tutorial, we'll show you how to use Apple Pay to fill...Fuel customers can pay from the comfort of their car, while electric vehicle drivers can use the app to begin a charging session and pay. Additionally, at participating Shell stations, the app can easily be used to purchase items from the convenience store on site. Find your nearest Shell station and pay quickly and easily.Gas Station Apple Pay. Gas Station Carwash. Gas Station Vacuum. Gas Stations Nearby. Gas Stations With Air Pumps. Hand Car Wash. Oil Change Stations. Open 24 Hours. Propane Tank Exchange. Refill Propane Tank. Self Service Car Wash. Touchless Car Wash. Truck Stop. Related Cost Guides. Related Cost Guides. Car Window Tinting. …Wondering where you can fill your tires for free? We list more than 30 gas stations that commonly offer free air pumps, plus other options. Disclosure: FQF is reader-supported. Whe... Kilmer says to be wary of those that are helping you fill your gas tank, and to dial 911 if they become incredibly aggressive. He further offers a way around to go into the gas station to pay, and ... Samsung Pay: If you have a Samsung smartphone, you can link Cash App to Samsung Pay. Open the Samsung Pay app, tap on “Wallet,” and then select “Add Card.” Choose “Cash App” as the card type and authenticate your account. Once linked, you can use Samsung Pay at gas stations to pay using your Cash App balance.

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Apple Pay went live Tuesday in more than 6,000 Exxon and Mobil-branded gas stations across 46 US states. The service will be added to about 2,000 more stores by mid-year and will be...Download the BPme app, and you can instantly get access to secure contactless payment and start saving on every gallon at participating bp and Amoco gas stations with BPme Rewards. BPme Rewards members receive instant 5c savings! Save on every gallon, every time you fill up with no minimum spend. Saving is only this easy with BPme Rewards!Y ou don't need Apple or Samsung to make payments with your phone. You can use Google Pay even on a budget Android phone.Be careful, though, because Google Pay uses a different technology than ...Apple Pay is a convenient and secure way to pay for gas at a gas station. It allows you to make payments without having to use your physical credit or debit card, which can be safer and faster. Here’s a step-by-step guide on how to use Apple Pay at gas stations.Related: What Is Google Pay, and What Can You Do With It? Google Pay is available for iPhones as well, but mobile payments only work with Android devices. As with Apple Pay, the process involves …ExxonMobil is adding App Clips and Apple Pay support to its pumps. Drivers will scan a QR code and pay for their fuel right from the pump. Fuel company ExxonMobil is bringing App Clips and Apple Pay to more than 11,500 Exxon and Mobil fuel stations across the United States, making paying easier than ever. The new payment method will …Level 10. 154,979 points. Posted on Nov 1, 2021 11:51 AM. If the gas pumps support Apple pay, there is usually an Apple Pay symbol on the pump. Make purchases using Apple Pay - Apple Support. View in context.Using Apple Pay at gas stations is by far the easiest way to pay and that holds true at Safeway filling stations as well. You pay the same way as you would in-store, but you hold your phone over the contactless pay part of the pump (see red arrow in pic above). Can I Use Apple Pay in Canada at Safeway? Yes. You absolutely can use Apple Pay in ...Set up in seconds. Right on your iPhone. Apple Pay is built into iPhone, Apple Watch, Mac and iPad. Start by adding your credit or debit card to the Wallet app on your iPhone, and you’ll have the option to add it to your other devices in one easy step. When you want to pay, just double-click, tap, and you’re set.You cannot use Apple Pay at Kroger gas stations either; however, you can use Kroger Pay at Kroger gas stations. You can also use other payment methods mentioned above like your debit or credit card. Can I Use Contactless Pay with My Smartphone at Kroger? Yes. Kroger Pay is a contact-free checkout option that allows customers to quickly use ...02 May 2024 08:00. Updated. To use Pay at Pump at a Shell Station follow these steps: Park at the pump and switch off the engine. Launch the Shell App from your mobile, tap Pay at Pump. Enter your pin code or use touch ID. Tap the yellow bar to start – the app will locate your Shell Station. Once your location is confirmed, enter your pump ...With your iPhone or Apple Watch, you can use Apple Pay in stores, restaurants, gas stations, taxis, or wherever else you see one of these symbols 1. Pay with your iPhone. To use your default card: If your … ….

To use it, you must be running the defined Device OS and Safari Browsers versions by Apple. iOS devices running iOS 11 or later Safari 11 on Mac devices running macOS 10.13 or laterIf you want to know how to pay at gas stations with Venmo, simply open the app, click on the QR code in the upper right hand corner, and click “show to pay”. If the gas station has their own QR code for you to scan, click “scan code” instead. You can always use your Venmo debit or credit card as well. Gas stations vary across the country.To find gas stations near you that accept Apple Pay, you can follow these steps: Apple Maps: Open Apple Maps on your iPhone or Apple Watch and search for nearby gas stations. Look for the Apple icon next to the station listings, indicating they accept Apple Pay. Gas Station Apps: Check the official apps of gas station chains such as Sheetz, …Can you Use Apple Pay at Gas Stations. As more people are using contactless payment, many gas stations are including Apple Pay as a method of payment. 6. Is Apple Pay Accepted at Walmart? Even though Walmart does not accept Apple Pay, they accept their own form of digital payment: Walmart Pay. 7. How Does …Yes, you can pay with Exxon Mobil Rewards+ app or use a digital wallet on your smartphone to tap and pay at the pump with Apple Pay. Do I earn Exxon Mobil Rewards+ points on contactless payments? Yes, if you pay through the Exxon Mobil Rewards+ app, you’ll earn on every fuel purchase, even contactless payments! Costco Shop Cards*. Cash. Personal checks from current Costco Members. Business checks from current Costco Business Members. Traveler’s checks. EBT cards. Mobile Payment (Apple Pay, Google Pay, Samsung Pay) FSA/HSA Visa or MasterCard Debit cards are accepted at Pharmacies, Optical and Hearing Aid Departments. U.S. Costco Gas Stations: To pay at the pump with Apple Pay, use either Exxon Mobil Rewards+ mobile app or contactless payment. Excludes purchases at third-party merchants, including independent car washes, located within an Exxon- or Mobil-branded location or the attached convenience store. †You can choose to direct Daily Cash to a Savings account or to an Apple Cash ... The Apple Card is now more rewarding for cardholders who use their card at over 11,500 Exxon and Mobil gas station across the U.S. Starting today, June 29, Apple Card holders earn 3% Daily...Using Apple Maps tells you EVERY vendor you look up that can accept Apple Pay. One you search for “gas station”, the list appears at the bottom. Select the gas station and scroll down. The Apple Pay icon appears if they accept it. My local gas stations take nfc payments , which I use Google pay for. Can i use apple pay at gas stations, Flooding wreaking havoc in Accra said to be the cause of the blast. A fire at a truck terminal in Ghana’s capital, Accra, caused an explosion after spreading to a nearby gas statio..., To find the nearest Shell gas station, use the Online Shell Station Locator tool that is available on Shell.com, as of June 2015. The locator is also available on the Shell Motoris..., Jul 17, 2020 ... Many gas pumps take "Apple Pay". Someday, no one will need the physical card. As long as both Apple and Goldman Sachs stick to their mission of ..., Most major gas stations (like Chevron and BP) accept Apple Pay, but not at all locations. Some gas stations require an additional app to use Apple Pay in-store, at the pump, or both. You can use Apple Maps to find gas stations that accept Apple Pay., Yes, Tesco does accept Apple Pay and all other contactless payment methods. The digital platform can be used in all Tesco stores, including Extra, Express, and Superstores. It is also accepted in Tesco fuel stations. Forgetting a purse or wallet is a regular occurrence in our household; however, it is rare that anyone ever walks out …, So FINALLY a gas station near me added support for NFC payments at the pump. I have been looking forward to this for a while and it is very nice to see it im..., Gas stations that accept Apple Pay. Chevron; Chevron Extra Mile; Texaco; ExxonMobil (through the Speedpass+ app) Entertainment and travel businesses that accept Apple Pay: Carmike Cinemas; Golden State Warriors; JetBlue; Marriott; Orlando Magic; Phoenix Suns; Regal Cinemas; Renaissance Hotels; Walt Disney World; Banks that …, Kilmer says to be wary of those that are helping you fill your gas tank, and to dial 911 if they become incredibly aggressive. He further offers a way around to go into the gas station to pay, and ..., To access Apple Wallet, you need to do the following: On iPhone, double-click the side button. If you use Apple Watch, open “Wallet & Apple Pay” under the Apple Watch app. On iPad, go to Settings and then “Wallet & Apple Pay”. On Mac, go to “System Preferences” & then open “Wallet & Apple Pay”., P97 partners with fuel brands, gas station retailers, EV charging companies, mobile wallet providers and connected car OS makers, picks up $40M. The rising prices for gas continue ..., Published Date: June 26, 2023. You can use Apple Pay in stores, within apps, on the web in Safari, for transit in some countries and regions, and in Message Apple.1, 2., Pay at the pump. Get the free GasBuddy fuel card and save on every gallon, at any station. No hunting for deals. Just securely link your bank account, swipe, and save up to 25¢/gal. Manage your account right in the app. Find gas. Find the best prices with the gas map. Sort by price, location, and the important stuff like restrooms., Gas Stations that Take Apple Pay. You can use Apple Pay at the following gas stations: 1. 7-Eleven. Availability: Most locations. In-store only. 2. ARCO. Availability: All locations in-store or at the pump. In-store and at the pump. 3. BP/Amoco. Availability: All locations. In-store and at the pump. 4. Casey’s General Stores. Availability ..., Nov 16, 2019 ... Does anyone if NJ gas pumps allow you to use Apple Pay? They require that you cannot pump your own gas, so I am unsure if they will let you ..., Yes, Shell takes Apple Pay directly at most locations and through its Shell app at all locations. To use Apple Pay directly, you will need to go to a Shell gas station with Apple Pay as an option at the pump. You can also link Apple Pay as a payment method to your Shell app. The Shell app will work at all Shell gas stations., It can use your own credit or debit cards to make payments at physical stores and websites that accept Apple Pay. But it is not itself a card of any kind. It holds other cards and uses them to make payments. Yes, it an be used to make payments at gas stations and Walmart but it uses your own cards., Or use the Shell digital app payment feature, Shell EasyPay™, to make quick, touchless payments. Fuel Customers can use the app to save on car washes at participating locations with a subscription or earn loyalty rewards with exclusive Shell Go+ or CAA memberships. Make the most of your journey – download the Shell App today!, Pay less. Put DINO in your pocket with our free mobile app, DINOPAY®. Download the updated version now: App Store Google Play. Get directions to nearby stations and save your favorites. At participating Sinclair locations: Enjoy contactless pay at the pump or inside. Save up to $0.20 per gallon*. Track all your Sinclair purchases., It is possible to pay for all online shopping services using Apple Pay. Can I use Apple Pay at Albertsons Gas Stations? When Albertsons took over Safeway, they acquired 375 gas stations. Many have been rebranded with the addition of an Albertson’s Express convenience store., , Published Date: June 26, 2023. You can use Apple Pay in stores, within apps, on the web in Safari, for transit in some countries and regions, and in Message Apple.1, 2., Oil speculation can raise gas prices in an unstable market, but how does this happen exactly? Find out why oil speculation can raise gas prices. Advertisement The next time you dri..., Pay less. Put DINO in your pocket with our free mobile app, DINOPAY®. Download the updated version now: App Store Google Play. Get directions to nearby stations and save your favorites. At participating Sinclair locations: Enjoy contactless pay at the pump or inside. Save up to $0.20 per gallon*. Track all your Sinclair purchases., Pay less. Put DINO in your pocket with our free mobile app, DINOPAY®. Download the updated version now: App Store Google Play. Get directions to nearby stations and save your favorites. At participating Sinclair locations: Enjoy contactless pay at the pump or inside. Save up to $0.20 per gallon*. Track all your Sinclair purchases., Make purchases using Apple Pay - Apple Support. It should be no different than using Apple Pay elsewhere. Either pay inside and use Apple Pay at that time. Or if the gas station has a pump that supports it, then initiate the payment at the pump. Or if the gas station has an app that allows you to pay for gas using Apple Pay (such as Shell ..., Using Apple Maps tells you EVERY vendor you look up that can accept Apple Pay. One you search for “gas station”, the list appears at the bottom. Select the gas station and scroll down. The Apple Pay icon appears if they accept it. My local gas stations take nfc payments , which I use Google pay for. , Feb 2, 2024 · You can use Apple Pay to pay online in Safari2,3 or within apps when you see Apple Pay as a payment option. Tap the Apple Pay button or choose Apple Pay as your payment method. To pay with a different card, tap the Next button or the Expand Menu button next to your default card. If necessary, enter your billing, shipping, and contact information. , Speedway is a gas station chain that accepts Apple Pay in all of its locations. However, the availability of this service at the pump may vary by location. 25 Sunoco. Sunoco is a gas station chain that accepts Apple Pay in most of its locations, both in-store and at the pump. 26 Texaco. Texaco accepts Apple Pay in all of its locations. …, Dec 12, 2023 · You cannot use Apple Pay at Kroger gas stations either; however, you can use Kroger Pay at Kroger gas stations. You can also use other payment methods mentioned above like your debit or credit card. Can I Use Contactless Pay with My Smartphone at Kroger? Yes. Kroger Pay is a contact-free checkout option that allows customers to quickly use ... , Yes, You can pay at Costco Gas Station using your digital wallet ( Apple Pay on an iPhone) as long as the card you select is a Visa. Remember, you will still need your physical Costco Membership Card – Electronic Costco cards are not yet accepted at the Gas Pump., The Short Answer. Meijer does accept Apple Pay within its stores and gas stations. Simply present your iOS device with Apple Pay enabled in the Apple Wallet and you can make a payment at the contactless machine. You can also use Apple Cash which works anywhere Apple Pay does., Pay less. Put DINO in your pocket with our free mobile app, DINOPAY®. Download the updated version now: App Store Google Play. Get directions to nearby stations and save your favorites. At participating Sinclair locations: Enjoy contactless pay at the pump or inside. Save up to $0.20 per gallon*. Track all your Sinclair purchases., Related: What Is Google Pay, and What Can You Do With It? Google Pay is available for iPhones as well, but mobile payments only work with Android devices. As with Apple Pay, the process involves …