Reddit auto insurance

When I was shopping around State Farm gave me the best quote. $150/month. I was on Progressive for several years before I got my Tesla and switched to State Farm with bundled home because Progressive was going to up my 6 month rate about $250 for a 2020 Model 3 SR+. I pay about $110/mo with State Farm. Damn $3k.

So I'm not familiar with how the compare in other states but that doesn't accurate. Geico is usually comparable to the major insurers like State Farm and Allstate. Make sure you run mid level coverage for liability and I recommend lowering the comp …Tesla insurance is incredibly cheap! General. When I went to purchase my P3D three months ago I got quotes from several different insurance agencies. USAA wanted $240 a month and Geico was about $200. Since I had nothing to lose, I rolled with Tesla's insurance (only available in CA for now...more on that in a second) and got a quote for … I don't currently have insurance through Costco, but I just got a quote after seeing people say Costco has much better rates than other companies and their rates didn't go up and whatnot. The quote I got was $1197.63 every six months. My current policy with Progressive is $1031.52 every six months - so Costco is approximately $166 more every ... Yes that is correct you can not insurance something that you do not own. So unless you were married you would not be able to be on the same policy. Some companies require you get the QHC letter at every renewal some only need it once. As per the QHC letter some companies make it more difficult than others.I'm having to get my first car insurance policy and since I live in PA, I have the option of full tort vs limited tort. I have already done some reading on the differences and understand that full tort allows you to sue for things like pain and suffering, whereas limited tort certain criteria must be met for "serious injuries".Liability only for 2 - 23 year olds here. Guy has spotless record. Gal has a few mishaps at 16 and 17, but not so much as a speeding ticket afterwards. One vehicle. Insurance is $46/month. So, hopefully in a few years you should see a pretty big drop in insurance prices, assuming no tickets or accidents.

Started getting online quotes over the weekend and narrowed it down to 3 companies that will save me money over our current, Allstate. We're paying about 788 every 6 months and I found 2 quotes that knocked that down to 550 and Progressive, which is quoting 360. I have double checked our coverages and quote are the same as our current limits. Your particular estimate depends on zip code/city but in general it looks like USAA/Garrison is easily the cheapest if you are a veteran or otherwise qualify for those. Progressive & Mountain West Farm Bureau are typically 2nd/3rd place so you should get quotes from both those. Oneplay_. • 1 yr. ago. Then their car. Guess what, they were driving a 2015 Ford Escape. Baseline MSRP for the base mode is $23,450. Sure, they've driven it around. Let's say that with depreciation and miles, the fair market value on it (what insurance pays out) is $18,000. You're now on the hook for $38,000. knocks on wood. However I changed insurance and went through costco after buying a new car. It was the cheapest by 200$ a month for a 2 car, 3 person policy, including my 21 year old brother. Edit to add: if you want that costco cash card, you need to remember to tell the agent the code when you set up your policy.

Why it’s the best. Our analysis suggests Geico is the best car insurance company in Florida when it comes to your wallet. According to our analysis, Geico’s average rate for full coverage is ...6 days ago · I work in insurance because I need the job, and I wholeheartedly agree with your sentiment, especially with respect to medical insurance. Edit: I snapped my left arm in half last Friday when a tree felling went very poorly (nearly died). We hit the deductible of $5k with our insurance, because an orthopedic surgeon was needed on top of the ER ... Alternatives to Reddit, Stumbleupon and Digg include sites like Slashdot, Delicious, Tumblr and 4chan, which provide access to user-generated content. These sites all offer their u...16 Dec 2023 ... Someone will get a great rate with Allstate or State farm or progressive, etc while at the same time people are leaving those companies because ...KEY POINTS. Reddit is a popular social platform where people offer advice. Many Reddit users have chimed in with tips on buying auto insurance. These tips could …Auto Insurance. Do insurance companies report canceled policies to the DMV in Mississippi. I recently moved here from Louisiana and in LA, if your insurance policy is canceled the company is required to report it to the DMV. If the plates weren’t turned in prior to cancellation, they fine you and block your license.

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To find the insurance protection class for a home or business, use the Protection Class & Distance to Coast Lookup tool on State Auto’s website. Enter the address, city, state and ...At the end of the day, the insurance company doesn't want to pay out, they don't want to lose money, so based on the information you give them, a risk profile is created; your age, how long youve been driving, the car you drive, your post/zip code, your job, your marital status, hell even where you park your car at night are all part of the ...This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business.I used an insurance broker to get the best deal. They bundled everything into PEMCO. Metromile charges by the mile you drive, which is useful if you don't drive much. I will say by living in Portland car insurance is higher than most cities because (gestured outside ) Google "NerdWallet car insurance" and the current month and year. The subreddit about, for, and by alligators. If you think your auto insurance is expensive, try living in Florida. Archived post. New comments cannot be posted and votes cannot be cast. One nine year old vehicle, safe drivers, both late middle age, no claims, pleasure use only, garage kept ... $1,800/year. Florida is beyond FUBAR at this point.

I browsed around Reddit and found this 5-year old thread about Progressive, which seems mostly positive. Since it's been 5 years old, I'm wondering if anything has changed. As a side question, I never understood why car insurance premium keeps increasing at 6-7% rate every six months despite our cars' value decreasing.14 Aug 2023 ... Original post: What car insurance company do you recommend for LA driving? I pay $460/mo to Liberty Mutual for a 2022 Toyota Prius Prime.You will have expensive insurance at least until you are 25. That's just the way it is. Mile auto, no gimmicks with adapters that track you, just enter miles you use on date requested with a photo, base charge before miles is 30-40$. Ask your insurance company if you can take some classes to lower your insurance. The rule of thumb that I’ve gone by, as a minimum, is $100k/$300k/$50k. That’s $100k coverage for an individual injured in an accident, $300k total for all people injured, and $50k for property damage (aka you smash up someone’s two year old BMW and it costs a ton to fix). Car insurance advice - first time. Hello! I've made a post here previously about which car I should pick. Anyway, long story short, I ended up snatching a Kia Seltos 2023, which should be here by the first week of April. I'm a 25F and this would be my first car. I was told by my parents' insurance company that if my father's name is on the ...15 Mar 2022 ... Insurance definitely isn't a scam. People are just a bunch of cheap bastards who call the shit a scam and never see the benefit of it, or they' ... Locate a local insurance agent and have them find a policy for you. This is why you use an agent. They will shop you across many companies. Mine actually does it upon every renewal. In the UK, these tools are generally very good - most people I know use them to renew their car insurance. Access to “Grand Theft Auto Online” is included with all copies of “Grand Theft Auto V.” As of July 2015, “Grand Theft Auto Online” is available for PlayStation 3, PlayStation 4, X...

best insurance companies in the US 'Best' is certainly subjective. u/barbe_du_cou links to a JD Power rankings page (look for the 2018 U.S. Auto Insurance Study for your region.

Uninsured/Underinsured Motorists - Bodily Injury $50,000 each person $100,000 each accident. Uninsured/Underinsured Motorists - Property Damage $50,000 each accident. Other than Collision $200 deductible. Collision $500 …Tesla insurance is incredibly cheap! General. When I went to purchase my P3D three months ago I got quotes from several different insurance agencies. USAA wanted $240 a month and Geico was about $200. Since I had nothing to lose, I rolled with Tesla's insurance (only available in CA for now...more on that in a second) and got a quote for …No such thing. If you’re a male and under 25, Belairdirect has the best rates. I’m with intact and it’s decent, but it depends on the type of car, your expected usage, where you live, and your driving history so just call around for quotes and see what you get ! Look into CAA MyPace. My auto insurance currently is pretty expensive around $300/month. Still looking around for a cheaper body repair quote but the two I have went to so far is around $3 - 3.5k. They said it was this expensive because its's a 2024 model and I would need to replace the whole headlight assembly. A chip or a crack in your car window is a quick way to ruin your day. When it’s time to have an auto window repaired, learn about your options and shop around to get the best price...As someone who worked in the insurance industry, this is kind of a pointless question to ask, since there’s so many factors in calculating your rate. Age, area, insurance history, payment history, accident history, history of violations, type of vehicle, type of use for the vehicle, the additional coverages you’ve requested or are baked into your default coverage, not to mention …

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Go with independent insurance agent for best coverage and prices. We went from a brand auto insurance and brand homeowners insurance to an independent insurance agent. We have different carriers for auto, home, flood, theft and liability and it’s still $580 cheaper a year than our previous policies. Then their car. Guess what, they were driving a 2015 Ford Escape. Baseline MSRP for the base mode is $23,450. Sure, they've driven it around. Let's say that with depreciation and miles, the fair market value on it (what insurance pays out) is $18,000. You're now on the hook for $38,000. Are you in the market for a used car? Have you considered attending an auto auction near you? Auto auctions can be a great way to find a wide selection of vehicles at affordable pr...Some out of the box suggestions are to: 1) get more insurance, getting a really barebones renters insurance will likely save 8-20% off your auto insurance and more than pay for itself. 2) Change your family relationships, get married, get on a parents plan to try to get the multicar discount. 3) Get another vehicle, a real clunker that you ...Small business owners with a company vehicle or fleet are most concerned about the cost of auto insurance. The cost of auto insurance is a leading concern for small business owners...This insurance subreddit is for consumers wanting their questions answered about insurance (quicker than a bigger sub where you have to wait to trend to be noticed), and P&C and L&H agents/brokers wanting to answer consumers' questions while sharing useful content in addition to asking and answering agents questions about the business.Reddit is a popular social media platform that boasts millions of active users. With its vast user base and diverse communities, it presents a unique opportunity for businesses to ... I feel like a lot of that is going to depend on your age , insurance coverage you want , history with accidents etc I pay $70 a month with State Farm and that’s for full auto coverage , $100,000 life insurance , and $20,000 renters insurance. Geico, Progressive, NJ Cure, NJM, Allstate, State Farm, etc. Just one caveat, ALWAYS compare coverage limits and ALWAYS carry $100,000 in property damage liability. State minimum is $15k or $25k. If heaven forbid you total someone’s new Mercedes you’re in a world of financial shit if you don’t have enough coverage. ….

16 Dec 2023 ... Someone will get a great rate with Allstate or State farm or progressive, etc while at the same time people are leaving those companies because ...Back when I first moved to Hamilton in my early 20's, not a brand new car (but a sports car) my insurance was about $160/month. Moved to Burlington like 5 years later and bought a 5yr old Mitsubishi SUV and it dropped to $90/month. Moved to Mississauga 10 years ago with a brand new car and back to $180/month. Now it's a little less but maybe by ... What they miss is that insurance companies who choose not to use agents ALSO pay a lot, but it comes in a different form: advertising. In most cases, insurance carriers pay $500-$900 per customer in advertising if they sell directly online. GEICO spends $1.3B on ads each year and State Farm over $600mm. We know who gets the bill... Auto insurance is a legal requirement and usually also a financial necessity. Reddit's r/personalfinance is a great place to find tips and advice about car insurance coverage. …6 comments. Best. Add a Comment. noobexperienced • 35 min. ago. heresmytwopence • 54 min. ago. It doesn’t get talked about as much as homeowners, but car insurance is …State Farm. Dropped my grandmas insurance from $160 on a small hatchback, perfect driving record, all the way down to like $70 a month full coverage. I’d consider checking them out and going for an in person quote as the website kept quoting like $200 a month but that was significantly more than what she actually pays.Kia, Subaru and Mitsubishi also contribute to the LexisNexis “ Telematics Exchange ,” a “portal for sharing consumer-approved connected car data with insurers.”. …Six months after the accident, the other driver’s insurance company sent me a letter stating the following: “Your insurance company, [*****], has informed us your liability coverage policy limits are not sufficient to pay for damages caused to our insured as a result of this loss. Our insured’s damages as a result of this loss are $7,529.81.To find the insurance protection class for a home or business, use the Protection Class & Distance to Coast Lookup tool on State Auto’s website. Enter the address, city, state and ... Reddit auto insurance, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]