Nextierbank

Posted 12:00:00 AM. Job SummaryProvides basic cash receipt and payment services in accordance with financial…See this and similar jobs on LinkedIn.

A NexTier Bank Personal Banker will follow up to answer your questions. Our goal is to provide the highest level of service at competitive rates. Our Personal Bankers are only a phone call away if you need help. Contact us at 724-538-2227. NexTier Bank, N.A. does not endorse or guarantee the products, information or recommendations provided by linked sites. NexTier Bank is not liable for any failure of products, services or information provided through third party sites. Third party linked sites may have privacy policies that differ from NexTier Bank; and linked sites may or may ... 1 When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.65% resulting in an APY of 0.65%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance ... 1 When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.65% resulting in an APY of 0.65%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance ... ACH Services. NexTier automatic payments save business customers time and money. Think of all the possibilities, such as managing the billing and collection of routine payments without paper and the elimination of check preparation, storage and retrieval costs. Automatic payment gives you the ability to maintain greater control over your funds.Complete the form below and we will create customized quotes based on your loan details. We provide Construction-Permanent Loans offline only. Please contact us at 724-538-2227 and we'll be happy to assist you. Loan Purpose. Purchase Refinance Existing Balance Refinance with Cash Out Home Equity.Business Security Tips Our top priority at NexTier Bank is to keep your personal and financial information secure. Our fraud and business experts have curated this content for you to use as a resource to keep your organization’s information secure from fraud. FTC Resources The Federal Trade Commission (FTC) provides numerous resources … Select eStatements for Delivery Method. You must click on the link to read the electronic statements terms and conditions. It’s that easy. You’ll now receive eStatements on the next business day following your statement cycle. Please note: If you are not currently an online banking user, you will need to enroll in order to sign up for ...

NexTier Bank, Butler, Pennsylvania. 2,218 likes · 113 talking about this · 50 were here. At NexTier Bank, we believe Communities thrive when supported by a strong, hometown bank.A NexTier Bank Personal Banker will follow up to answer your questions. Our goal is to provide the highest level of service at competitive rates. Our Personal Bankers are only a phone call away if you need help. Contact us at 724-538-2227.Jan 2011 - May 2015 4 years 5 months. Pittsburgh, Pa. Senior Vice President, Senior Energy Lender - Leading the Bank’ Energy lending function serving exploration & production companies ... Products. Financial services. Number of employees. 280 (2022) Website. www.nextierbank.com. NexTier Bank is an American financial services corporation that has 30 branches located in Allegheny, Butler, Armstrong, Westmoreland, Mercer, Clearfield, and Cumberland counties in western and central Pennsylvania . Contact NexTier Bank. Explore Community Commitment. Telephone Banking: 844.639.8437 OR 724.543.2350. Banking. Checking. Savings. Certificates of Deposit (CDs) Individual Retirement Accounts (IRAs)Maintain a minimum daily balance of $1,000 or an average monthly balance of $2,000 to avoid a $7 monthly service charge. Overdraft Privilege limit of $1,500. 1 Interest rate and annual percentage yield may change. Interest begins to accrue on the business day we receive your deposit. Interest is calculated on the Daily ledger balance.Simply click on the green LOGIN button at the top right corner, the blue LOGIN Box appears. The Online Banking option is automatically selected, if you’re looking to access Cash Manager, click on the word Cash Manager. Enter your username and password credentials and click on the green LOGIN button. You’ll be redirected to the NexTier …www.nextierbank.com. 800-262-1088. 222 Market Street. Kittanning, PA 16201. NexTier Bank is headquartered in KITTANNING and is the 23 rd largest bank in the state of Pennsylvania. It is also the 522 nd largest bank in the nation. It was established in 1897 and as of December of 2023, it had grown to 266 employees at 28 locations.

Learn More. Deposit to Open. $1,500. $25,000. Balance Requirement. Maintain a minimum daily balance of $1,500 or monthly average balance of $5,000 to avoid a $10 monthly service charge. Maintain a monthly average balance of $25,000 to avoid a $25 monthly service charge. Monthly Service Charge.NexTier Bank Hilltop Plaza branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Kittanning, Armstrong county, Pennsylvania since 1910. Hilltop Plaza office is located at 4 Hilltop Plaza, Kittanning. You can also contact the bank by calling the branch phone number at 800-262-1088.NexTier Bank, Butler, Pennsylvania. 2,222 likes · 93 talking about this · 33 were here. At NexTier Bank, we believe Communities thrive when supported by a strong, hometown bank.Posted 12:00:00 AM. Job SummaryProvides basic cash receipt and payment services in accordance with financial…See this and similar jobs on LinkedIn.To get started, log into NexTier Bank’s online banking or mobile app, navigate to Bill Pay and select “Send Money with Zelle ® “. Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, and you’re ready to start sending and receiving with Zelle.

Map of punta cana resorts.

The Hello Money Market Special Offer is available to current qualifying NexTier Bank deposit accounts.*. This is a variable rate account where the APY and interest rate may change at any time after the account is opened; however, the minimum APY of 5.11% is guaranteed on a balance of $25,000 or more through August 31, 2024.A NexTier Bank, N.A. cashier's check for the remaining balance, if applicable, will be mailed to accountholder at the address indicated on our current records. Upon termination of your NexTier Interest Plus account, any optional add-on products / services associated with this account will also be terminated at the same time.NexTier Bank. 1,644 followers. 1w. Mars Bank Customers: This week, your new NexTier Bank Visa® Debit Cards will be arriving in the mail. Be sure to check all envelopes and activate your card when ... 1 When your NexTier Interest Plus account qualifications are met during a Monthly Qualification Cycle daily balances up to and including $35,000 in your NexTier Interest Plus account earn an interest rate of 0.65% resulting in an APY of 0.65%; and daily balances over $35,000 earn an interest rate of 0.25% on the portion of the daily balance ...

With our NexTier Mobile App, you can bank when it’s best for you from the ease of your smartphone or tablet. Enroll in online banking to access your accounts 24/7. Monitor your accounts using your mobile phone to receive alerts, view accounts, & even transfer funds. Request a text message to be sent if your balance falls below $50 or when ... Nextier Bank. Opens at 8:30 AM (724) 449-3900. Website. More. Directions Advertisement. 101 Northtown Sq Richland Twp, PA 15044 Opens at 8:30 AM. Hours. Mon 8:30 ... The Hello Money Market Special Offer is available to current qualifying NexTier Bank deposit accounts.*. This is a variable rate account where the APY and interest rate may change at any time after the account is opened; however, the minimum APY of 5.11% is guaranteed on a balance of $25,000 or more through August 31, 2024. Feb 17, 2024 · The legal merger between the two banks is expected to occur February 16th. Mars customers will be able to access NexTier Products, Services, & Locations on February 20, 2024. Week of February 5th. Your new NexTier Visa ® Debit Card will arrive in a plain envelope. Master Settlement Services is a full-service title agency and has been a wholly owned subsidiary of NexTier Bank since 2005. Master Settlement Services provides a seamless closing experience with quality control standards to ensure accuracy throughout the closing. Our team members will engage with you during the entire process to ensure all ... Menu. Personal . I Want To . Report Fraud; Login to Online Banking; Find a Location; Contact NexTier Bank; Explore Community Commitment; Telephone Banking: 844.639.8437 OR 724.543.2350 Loan Payment Calculator. This calculator will calculate a loan's monthly payment amount – at various compounding intervals – based on the principal amount borrowed, the length of the loan and the annual …NexTier Mobile is available to all NexTier Bank Online Banking customers. Accessing the NexTier Mobile app is easy! Simply use the same username and password you have established for NexTier Online Banking. If you haven’t signed up for NexTier Online Banking, visit www.thebank.com to enroll. The NexTier Mobile app is free, but web ... Say Hello To Savings with a Certificate of Deposit. Receive. 5.35% APY on a 9 Month CD. with over $5,000 in New Money!*. This Special Offer CD rolls into our 12 Month CD at the rate offered by NexTier Bank at the time of maturity. Annual Percentage Yield (APY) accurate as of March 14, 2024. Opening deposit must include a minimum of $5,000. NexTier Bank. 1,600 followers. 3mo Edited. Open a new 9 Month Certificate of Deposit and get 5.35% APY when you bring over $5,000 in new money.*. For more details, call our Customer Care Center at ...Get free cryptocurrency (up to $100) value in our partnership with Coinbase. Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Nextier Bank Branch Location at 100 Moraine Point Plaza, Butler, PA 16001 - Hours of Operation, Phone Number ...Jean Beers VP / Personal Banker. Downtown Kittanning 222 Market Street Kittanning, PA 16201. Office: 724-548-9237 Fax: 724-543-1006. Email: [email protected]. Visit My Site ». Read More About Me. With over 34 years’ experience in banking, Jean Beers, will assist you through the lending process from beginning to end.

A NexTier Bank Personal Banker will follow up to answer your questions. Our goal is to provide the highest level of service at competitive rates. Our Personal Bankers are only a phone call away if you need help. Contact us at 724-538-2227.

Learn 10 simple steps you can take to protect yourself and your organization from a cyber security threat. 1. Create different user names and passwords for each application. If a company is breached and your information is exposed, criminals tend to use those credentials to attempt to gain access to other websites. 2.Prior to joining NexTier Bank, I spent sixteen years with Citizen’s Bank and Fifth Third Bank as a relationship Manager in their Regional Banking groups, providing world class service to ...‎Manage your money anytime, anywhere with NexTier Mobile. Conveniently and securely: •Check account balances •View recent transactions •Transfer money between accounts …Learn 10 simple steps you can take to protect yourself and your organization from a cyber security threat. 1. Create different user names and passwords for each application. If a company is breached and your information is exposed, criminals tend to use those credentials to attempt to gain access to other websites. 2.NexTier, Inc. ("NexTier"), the holding company of NexTier Bank, N.A. ("NexTier Bank") has completed its merger, effective February 16, 2024, with Mars …Nextier Bank National Association is a smaller bank specializing in Home Purchase loans. Nextier Bank National Association has a high proportion of conventional loans. Their top markets by origination volume include: Buffalo, Pittsburgh, Ithaca, Erie, and Rochester among others. We have data for 24 markets. (Some data included below & more in ...NexTier Bank partners with businesses to meet their capital needs by providing various lending solutions. Our lenders can assist you in finding the… Liked by Dan SullivanThe official logo of NexTier Bank, a business with a mission of doing good for its surrounding communities — one rooted in the philanthropic passions of Clem Rosenberger, who serves as the bank’s president and chief executive officer. Photos: Submitted; NexTier staff members volunteer at United Way Kittanning. More NexTier …Posted 12:00:00 AM. Job SummaryProvides basic cash receipt and payment services in accordance with financial…See this and similar jobs on LinkedIn.Say Hello To Savings with a Certificate of Deposit. Receive. 5.35% APY on a 9 Month CD. with over $5,000 in New Money!*. This Special Offer CD rolls into our 12 Month CD at the rate offered by NexTier Bank at the time of maturity. Annual Percentage Yield (APY) accurate as of March 14, 2024. Opening deposit must include a minimum of $5,000.

Boston to berlin.

Fairmont credit union.

NexTier Bank, Butler, Pennsylvania. 2,218 likes · 113 talking about this · 50 were here. At NexTier Bank, we believe Communities thrive when supported by a strong, hometown bank. Consumer Loans. Personal Loans – secured and unsecured. Personal Lines of Credit – secured and unsecured. Loans secured by savings, certificate of deposits, stocks, bonds, mutual funds, or cash value life insurance. Auto Loans – Up to 100% financing on new vehicles, with terms up to 72 months. Used vehicles to 90% financing, with terms of ... Learn More. Deposit to Open. $1,500. $25,000. Balance Requirement. Maintain a minimum daily balance of $1,500 or monthly average balance of $5,000 to avoid a $10 monthly service charge. Maintain a monthly average balance of $25,000 to avoid a $25 monthly service charge. Monthly Service Charge.AVP Pittsburgh Regional Manager at NexTier Bank Kittanning, Pennsylvania, United States. 153 followers 154 connections See your mutual connections. View mutual connections with Jennifer ...Welcome to NexTier Bank, a dynamic combination of three longstanding hometown banks – Farmers National Bank of Kittanning, Merchants National Bank of Kittanning and NexTier … The Hello Money Market Special Offer is available to current qualifying NexTier Bank deposit accounts.*. This is a variable rate account where the APY and interest rate may change at any time after the account is opened; however, the minimum APY of 5.11% is guaranteed on a balance of $25,000 or more through August 31, 2024. "Statement Cycle" means the period of time for which NexTier Bank, N.A. provides a summary of the financial activities and transactions that post and settle to the …NEXTIER BANK, NEXTIER BANK, NATIONAL ASSOCIATION Full Service Brick and Mortar Office 222 Market St Kittanning, PA 16201. Write a Review. NEXTIER BANK, HIGHLANDS-WEST BRANCH Full Service Brick and Mortar Office 316 First Avenue Suite 101 Kittanning, PA 16201 | next page > NEXTIER BANK. Established: 01/01/1897: …As of June 30, 2023, NexTier Bank reported total assets of $2.13 billion, total loans of $1.68 billion and total deposits of $1.74 billion. www.nextierbank.com. About …Posted 12:00:00 AM. Job SummaryProvides basic cash receipt and payment services in accordance with financial…See this and similar jobs on LinkedIn.Business Security Tips Our top priority at NexTier Bank is to keep your personal and financial information secure. Our fraud and business experts have curated this content for you to use as a resource to keep your organization’s information secure from fraud. FTC Resources The Federal Trade Commission (FTC) provides numerous resources … ….

NexTier Bank has 24 community offices throughout northern Allegheny, Butler and Armstrong counties. As of June 30, 2015, NexTier, Inc. reported total assets of $983 million, total loans of $671 million and total deposits of $862 million. www.nextierbank.com. About Eureka Financial Corp. Eureka Financial Corp., a savings and loan holding company … Digital Solutions. From Online & Mobile Banking to Debit Card Services, NexTier Bank has the banking covered. Learn More. NexTier Bank offers Checking Accounts to support personal & business finances. Designed for any income level or business size. NexTier Connects Checking. Free NexTier Visa ® Debit Card. Free eStatements. Free Online Banking with Bill Pay. Free Mobile Banking. Free Telephone Banking. Free ATM withdrawals on the Freedom ATM Alliance Network. $100.00 minimum deposit to open. Minimum daily balance of $400 or a monthly average balance of $600 to avoid a $4 monthly service ... For a standard home equity loan, a lender will typically use an equity factor of 80% (often referred to as the loan-to-value or LTV). In figuring your LTV, take 80% of your home’s estimated fair market value, then subtract the balance that you owe on your current 1 st mortgage. The result will be the amount of true equity you have available ...NexTier Bank Butler branch is one of the 27 offices of the bank and has been serving the financial needs of their customers in Butler, Butler county, Pennsylvania since 1965. Butler office is located at 101 East Diamond Street, Butler. You can also contact the bank by calling the branch phone number at 800-262-1088. NexTier Bank Butler branch …Master Settlement Services is a full-service title agency and has been a wholly owned subsidiary of NexTier Bank since 2005. Master Settlement Services provides a seamless closing experience with quality control standards to ensure accuracy throughout the closing. Our team members will engage with you during the entire process to ensure all ... We are proud to provide the highest quality banking services to individuals and businesses. Our valued associates are vital to our past, present and future success, and their service makes our communities better places to live and work. Review our current employment opportunities via the link below. We seek and cultivate talent, recognize ... Nextier Bank NA operates as a bank. The Bank offers consumer loans, credit cards, insurance, weath management, and merchant services. Nextier Bank NA operates in the State of Pennsylvania. Company ... Nextierbank, NexTier Bank is an Equal Employment Opportunity Employer. Find Us. Locate a branch near you. Locate Contact Us. Call us at 1.800.262.1088 or send us a message. Chat with Us. Talk to an advisor Chat now. NexTier Bank, N.A. does not endorse or guarantee the products, information or recommendations provided by linked sites. NexTier Bank is not …, Thu 8:30 AM - 6:00 PM. Fri 8:30 AM - 6:00 PM. Sat 8:30 AM - 12:00 PM. (724) 543-1125. https://www.nextierbank.com. A history of excellence, a partnership with our communities, a legacy of success. With over 350 years of combined experience, NexTier offers a new vision of community banking. We bring a relentless desire to provide world class ..., NexTier Bank spent this past weekend updating online and mobile banking. All former Mars customers will now have to use their new NexTier Bank debit card for any transactions, according to a news release from NexTier. “Joining together with Mars Bank provides us the opportunity to expand into Mercer County,” NexTier’s president and chief …, ACH Services. NexTier automatic payments save business customers time and money. Think of all the possibilities, such as managing the billing and collection of routine payments without paper and the elimination of check preparation, storage and retrieval costs. Automatic payment gives you the ability to maintain greater control over your funds., Complete the form below and we will create customized quotes based on your loan details. We provide Construction-Permanent Loans offline only. Please contact us at 724-538-2227 and we'll be happy to assist you. Loan Purpose. Purchase Refinance Existing Balance Refinance with Cash Out Home Equity., NexTier Mobile is available to all NexTier Bank Online Banking customers. Accessing the NexTier Mobile app is easy! Simply use the same username and password you have established for NexTier Online Banking. If you haven’t signed up for NexTier Online Banking, visit www.thebank.com to enroll. The NexTier Mobile app is free, but web ..., NexTier Bank offers several options including the most common conventional options: fixed-rate mortgages and adjustable-rate mortgages. Fixed-Rate Mortgages. Conventional, fixed-rate mortgages are a safe bet for borrowers that intend to stay in their home for a period of five years or more. This type of loan offers long-term predictability of ..., NexTier Bank offers several options including the most common conventional options: fixed-rate mortgages and adjustable-rate mortgages. Fixed-Rate Mortgages. Conventional, fixed-rate mortgages are a safe bet for borrowers that intend to stay in their home for a period of five years or more. This type of loan offers long-term predictability of ..., Learn how to access your accounts, find information, and connect with NexTier Bank on the new and improved online customer experience at www.nextierbank.com. The website offers features such as an expanded product overview, an Education Center, a Community Center, and a branch locator. , Introducing a new online experience at www.nextierbank.com! We are excited to announce that our new online experience is now LIVE! New features include an expanded Education Center with resources for consumers and businesses looking for guidance on saving and budgeting, managing credit and debt, privacy and security, …, Senior Vice President / Director of Treasury Services. Lara Wozniak is the Senior Vice President / Director of Treasury Services at NexTier Bank. Before joining NexTier in 2001, Lara worked for a regional bank outside of Washington D.C. Lara graduated from The Pennsylvania State University with a Bachelor’s Degree in Business and has earned ... , At NexTier Bank, we seek and cultivate talent, recognize individual and team contributions, foster innovation and creativity, promote opportunities to become involved in community service, and recognize the need for a balance between career and family. , NexTier Bank spent this past weekend updating online and mobile banking. All former Mars customers will now have to use their new NexTier Bank debit card for any transactions, according to a news release from NexTier. “Joining together with Mars Bank provides us the opportunity to expand into Mercer County,” NexTier’s president and chief …, For Nextier Bank, National Association's securitized auto loans, the charge-offs amount to $5,696,000 and the recoveries amount to $984,000. For general car loans, the charge-offs amount to $2,558,000 and the recoveries amount to $1,009,000. This results in a net charge-offs of automobile loans debited to the allowance for loan and lease losses of …, Jean Beers VP / Personal Banker. Downtown Kittanning 222 Market Street Kittanning, PA 16201. Office: 724-548-9237 Fax: 724-543-1006. Email: [email protected]. Visit My Site ». Read More About Me. With over 34 years’ experience in banking, Jean Beers, will assist you through the lending process from beginning to end., With our NexTier Mobile App, you can bank when it’s best for you from the ease of your smartphone or tablet. Enroll in online banking to access your accounts 24/7. Monitor your accounts using your mobile phone to receive alerts, view accounts, & even transfer funds. Request a text message to be sent if your balance falls below $50 or when ..., Nextier Bank 316 First Avenue Suite 101 West Kittanning, PA 16201. 0.73 mi. Nearby Atms. MONEY ACCESS SERVICE 222MARKET STREET Kittanning, PA 16201. 0.00 mi. NEXTIER BANK, NATIONAL ASSOCIATION 222 MARKET ST Kittanning, PA 16201. 0.00 mi. CITIZENS BANK OF PENNSYLVANIA 250 MARKET Kittanning, PA 16201. 0.02 mi. …, Loan Payment Calculator. This calculator will calculate a loan's monthly payment amount – at various compounding intervals – based on the principal amount borrowed, the length of the loan and the annual …, Keep tabs on your NexTier Visa ® Debit Card with CardBoss. With CardBoss, you can save time and gain peace of mind knowing you can control the NexTier Bank Debit Cards in your wallet with the smartphone in your pocket. If you can’t find your debit card, you can instantly lock the card to prevent fraudulent charges from being made., Merchant Service Solutions By Clover. Clover helps simplify your business card processing and enables you to accept payments from anywhere. Clover offers solutions that are all-in-one and tailored to meet your unique needs. Switch to the flexible Clover business management platform to help make your day a breeze. Do more with Clover., Vice President Regional Manager. Jan 2013 - Present10 years 8 months. Butler Region. * Oversee Operational and Sales Management of 5 bank branches with a combined deposit volume of 150 million ..., Maintain a minimum daily balance of $1,000 or an average monthly balance of $2,000 to avoid a $7 monthly service charge. Overdraft Privilege limit of $1,500. 1 Interest rate and annual percentage yield may change. Interest begins to accrue on the business day we receive your deposit. Interest is calculated on the Daily ledger balance., Business Security Tips Our top priority at NexTier Bank is to keep your personal and financial information secure. Our fraud and business experts have curated this content for you to use as a resource to keep your organization’s information secure from fraud. FTC Resources The Federal Trade Commission (FTC) provides numerous resources …, Paying bills online is a fast and easy way to manage your finances. Enroll when you are logged into your NexTier Online Banking account. Personal. Digital Solutions. Bill Pay. Set up either one-time or recurring payments. Pay all of your bills from one secure website. Account to Account Transfers: easily and securely move money between your ... , with Cash Manager. More Secure. Real-time Updates. 24/7 Access. Business. Digital Solutions. Cash Manager. NexTier Cash Manager provides comprehensive business banking products and services to customers using …, Determine whether Nextier Bank National Association grew or shrank during the last recession. This is useful in estimating the financial strength and credit risk of the company. Compare how recession-proof Nextier Bank National Association is relative to the industry overall. While a new recession may strike a particular industry, measuring …, Get your free cryptocurrency now as part of this special offer. The only debit + credit card that matches your political donations. Click here to see now! Nextier Bank Branch Location at State Road 68 And Byrnes Street, Chicora, PA 16025 - Hours of Operation, Phone Number, Address, Directions and Reviews., “NexTier Bank is enthusiastic about the opportunity to extend our banking franchise into the Buffalo and Rochester, New York markets,” said Clem Rosenberger, NexTier Bank’s president and CEO., Menu. Personal . I Want To . Report Fraud; Login to Online Banking; Find a Location; Contact NexTier Bank; Explore Community Commitment; Telephone Banking: 844.639.8437 OR 724.543.2350 , NEXTIER BANK, PARKER BRANCH. Basic Info Financial Info Routing Numbers Reviews Map More Info. Name: NEXTIER BANK, PARKER BRANCH Full Service Brick and Mortar Office: Location: 102 South Wayne Avenue Parker, PA 16049 Armstrong County View Other Branches : Phone: 724-399-2401: FDIC Cert: #7900: Established: 06/02/1969: Write a …, NexTier Bank cannot evaluate your application until you complete all of the required information and click the Submit Application button at the end of our online application. We will provide you with an application confirmation code that will be used to access your application if you do not finish your application today., Master Settlement Services is a full-service title agency and has been a wholly owned subsidiary of NexTier Bank since 2005. Master Settlement Services provides a seamless closing experience with quality control standards to ensure accuracy throughout the closing. Our team members will engage with you during the entire process to ensure all ..., Jan 2011 - May 2015 4 years 5 months. Pittsburgh, Pa. Senior Vice President, Senior Energy Lender - Leading the Bank’ Energy lending function serving exploration & production companies ...